Personal Credit Report
Unlimited access to your Credit Report and credit score
24/7 Credit profile monitoring
Check for any unexpected activity – it could potentially be the first sign of identity fraud
Credit profile change alerts
By email, text or post
Find out how vulnerable you are to identity theft
Victim of Fraud caseworker
Should you suspect identity fraud, we’ll work to put it right
Identity fraud is the most feared type of fraud, with 69% of people in the UK worried about the misuse of their personal details.
Source: CIFAS Fraud Fears 20th March 2013
66% of all frauds recorded from January – March 2013 relate to the misuse of personal details.
Source: CIFAS Q1 Fraud trends 2013
Could your identity be at risk?
By checking your Credit Report regularly, you’re more likely to notice any unexpected entries or information that you might not have noticed otherwise. This could be a sign that your personal details have been fraudulently used.
- You’ll receive alerts when any significant activity occurs on your credit profile. This is a great way to check that changes are genuine and have been authorised by you.
- Our team of experienced agents are available to work with you to resolve any discrepancies or errors you may find on your credit report.
Even if you checked your accounts every day, it could still be possible for fraudulent activity to be taking place without you knowing it.
|Key features More than just a Credit Report||PrivacyGuard|
|Unlimited access to your Credit Report and credit score|
|Identity theft helpline to answer your questions|
|Constant monitoring of your credit profile|
|Alerts to significant activity on your credit profile – vie email or text message|
|Access to a dedicated caseworker should you suspect identity fraud|
|Risk Assessment Tool to find out how vulnerable you are to identity theft|
- *Once you have applied for membership, provided the details you have provided when you request your Credit Report can be validated by the Credit Reference Agency, you will automatically have access to your Credit Report and your monitoring service will commence. After your 30 day trial, you will automatically continue to have access to your Credit Report and monitoring service and the cost of these services will be included in your monthly membership fee of £6.99 (inc VAT). If the Credit Reference Agency cannot validate your details, they will send you a communication requesting further evidence of your identity. Your services will not be available until your details have been validated.